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Life insurance · Critical illness · Disability · Group benefits
I help with all four—life insurance, critical illness, disability, and group benefits for businesses. Use a free calculator, then I compare quotes from up to 7 Canadian carriers when you're ready.
Hi, I'm Sean. I personally review your results, explain your options, and help you choose the right coverage.
What happens next
After you complete a calculator, I personally review your results and call you to do a side-by-side comparison from up to 7 carriers, usually within 24 hours. No spam and no call centres. Personalized insurance advice from someone local.
I compare rates from carriers like
Sean Gannage
Licensed Life & Health Insurance Advisor | Ontario
I help Canadian families and business owners understand exactly what coverage they need, without the guesswork. As an independent advisor, my recommendations are built around your goals, not one insurer. I compare plans from 7 of Canada’s top carriers to find strong protection at a competitive price.
Pick a calculator and I'll help you get a clear starting number in a few minutes.
Estimate how much coverage your family would need if you were gone.
Plan for the cash cushion you would want after a serious diagnosis.
Get a practical estimate for the benefits package your team needs.
Sample calculator result
Recommended coverage
$900,000
Estimated 20-year term life need
How this number is calculated
Here's what your personalized result looks like - takes about 3 minutes.
Answer a few simple questions about your finances, family, and goals.
I review your answers and identify coverage ranges that fit your situation.
If you want quotes, I shop up to 7 of Canada's leading carriers for you.
Life insurance pays a tax-free lump sum to your beneficiaries. It can help cover your mortgage, replace income, and support your children's future plans.
Learn moreCritical illness insurance pays a one-time amount after a covered diagnosis, so you have breathing room while you recover.
Learn moreDisability insurance can replace up to 85% of your income if illness or injury keeps you from working.
Learn moreGroup benefits help you offer health, dental, and wellness coverage your team will actually use, and premiums are typically tax-deductible for your business.
Learn moreHow I work
Verified client stories
I only publish testimonials that are real and approved by the client. This space is reserved for detailed client stories with location or photo permission when available.
It takes about 3 minutes, and I'm here if you want help reviewing the result.