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Protect What Matters Most
Calculate your insurance coverage needs from the largest Canadian carriers and receive a quote from a local insurance advisor.
Quotes from Canada’s leading insurers
RBC InsuranceSun LifeManulifeEmpire LifeIndustrial AllianceDesjardinsCanada Life
7 Carriers Compared
Free No-Obligation Quotes
Licensed Advisor
Independent Advice
Find Your Coverage Number
Choose a calculator to discover how much protection you need.
~3 min
Life Insurance
Calculate the coverage your family needs to stay financially secure.
How It Works
Step 1
Calculate
Answer a few simple questions about your finances, family, and goals.
Step 2
Get Matched
We identify the right coverage amount and product type for your situation.
Step 3
Compare Quotes
Receive no-obligation quotes from up to 7 of Canada's leading insurance carriers.
Coverage for Every Stage of Life
Life Insurance
A tax-free lump sum to protect your family's financial future. Cover your mortgage, replace your income, and fund your children's education.
Learn moreCritical Illness
A one-time payout on diagnosis of a serious illness — giving you funds to focus on recovery, not bills.
Learn moreDisability
Replace up to 85% of your income if illness or injury keeps you from working. Your most important asset is your ability to earn.
Learn moreGroup Benefits
Attract and retain top employees with comprehensive health, dental, and wellness benefits. Tax-deductible for your business.
Learn moreWhat Our Clients Say
“CalculateAndQuote made the whole process painless. I had quotes from 4 carriers within 48 hours and saved $40/month on my term life policy.”
Sarah M.
Toronto, ON · Life Insurance
“As a business owner, I had no idea how affordable group benefits could be. My team was thrilled when we rolled out the new plan.”
James K.
Ottawa, ON · Group Benefits
“After my father's heart attack, I knew I needed critical illness coverage. The calculator showed me exactly what I needed.”
Priya S.
Mississauga, ON · Critical Illness
Your Independent Insurance Advisor
Sean Gannage
Licensed Life & Health Insurance Advisor | Ontario
I’ve made it my mission to help Canadian families and businesses stop guessing and start knowing exactly what coverage they need. I work independently — which means my only loyalty is to you. I compare plans from 7 of Canada’s top insurance companies to find you the best protection at the best price.
Frequently Asked Questions
Ready to Find Out What You Need?
It takes less than 3 minutes. No commitment required.