CalculateAndQuoteLoading...
Loading...
Protect the people who depend on you most.
Life insurance provides a tax-free lump sum to your loved ones if the worst happens. It replaces your income, covers debts, and ensures your family's financial future stays on track.
Life insurance is a contract between you and an insurance company. You pay regular premiums, and in return, the insurer pays a tax-free death benefit to your beneficiaries when you pass away.
There are two main types: Term life insurance covers you for a specific period (10, 20, or 30 years) at a lower cost. Permanent life insurance (whole life or universal life) covers you for your entire lifetime and builds cash value over time.
The right type depends on your goals — term is ideal for covering a mortgage or income replacement during working years, while permanent policies work well for estate planning and legacy goals.
If your family depends on your income for housing, food, and childcare, life insurance ensures they can maintain their standard of living.
A death benefit can pay off your mortgage so your family can stay in their home without financial strain.
Key person insurance and buy-sell agreements protect your business partners and ensure continuity if you're no longer around.
Life insurance can fund your children's post-secondary education even if you're not there to contribute.
Replaces lost income for your dependents for years or decades.
Pays off remaining mortgage balance so your family keeps their home.
Provides funds for children's college or university education.
Covers outstanding debts including car loans, credit cards, and lines of credit.
Covers funeral costs and end-of-life expenses averaging $10,000–$15,000 in Canada.
Permanent policies can fund estate taxes and leave a tax-free legacy.
Answer a few simple questions and get a personalized coverage recommendation — then compare quotes from Canada’s top insurers.
Launch CalculatorReceive a lump-sum payment if diagnosed with a covered serious illness like cancer or heart attack.
Learn MoreReplace your income if an injury or illness prevents you from working.
Learn MoreUse my free calculator to find the right life insurance coverage — it takes less than 3 minutes.